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Bharat Microfinance Report

Fostering Inclusive Impact Finance

Chapter 3 - Section 3.6 - SubSection 3.6.1

Loan Disbursement- States/UTs and Regional Pattern

In FY 2023-24, microfinance loan disbursements increased across most states, with Karnataka leading at ₹44,932 crore, followed by Bihar and Tamil Nadu, while Uttar Pradesh recorded a 41% year-on-year growth. The Southern region dominated overall disbursement with a 36% share, followed by the Eastern region at 27%, while the Northeast had the smallest share at 1%.

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India Country

No. of MLIs operating in Indian States/UTs and No. of districts where MLIs Operated in a State/UT as on March 2024

100 %

0 %

March 2023

0

Crs Loan Disbursed in Total

March 2024

0

Crs Loan Disbursed in Total

Regional Pattern of Loan Disbursement
No. of MLIs operating in Indian States/UTs and No. of districts where MLIs Operated in a State/UT as on March 2024
Regional Pattern of Loan Disbursement
Region NameLoan Disbursement Share (%)
East27
South36
Central20
West9
North7
North East1
No. of MLIs operating in Indian States/UTs and No. of districts where MLIs Operated in a State/UT as on March 2024
State/UTMarch 2023March 2024Growth (in %)
Karnataka337804493233.01
Bihar237473105630.78
Tamil Nadu195502652535.68
Uttar Pradesh179962542641.29
Maharashtra101001398338.45
Madhya Pradesh112221341719.56
West Bengal105491216715.34
Odisha1383811787-14.82
Rajasthan7768891214.72
Gujarat4502660746.75
Jharkhand507955018.32
Kerala4043542634.19
Chhattisgarh2957496567.9
Haryana2542330329.95
Punjab2564302217.84
Andhra Pradesh1180172145.88
Assam16411639-0.12
Uttarakhand909108319.17
Telangana210849304.63
Tripura730584-19.95
Puducherry37947825.94
Himachal Pradesh1771886
Delhi11212915.87
Goa7410542.55
Arunachal Pradesh3375126.34
Jammu & Kashmir7366-10.22
Manipur9743-55.88
Sikkim4437-16.66
Mizoram827254.9
Meghalaya152246.19
Andaman & Nicobar5979.28
Nagaland4651.39
Chandigarh154-69.94